LADLI

In order to combat the menace of sex ratio a scheme named Ladli has been introduced by the present Govt. in Haryana State. Under the scheme a second girl child born on or after 20.8.2005 is given benefit of Rs. 5000/- per year for five years in the form of Kissan Vikas Patra in the name of second daughter through mother/ father/ guardian and the matured amount of approximately Rs. 86927/- at current rates of interest, would be paid after the 2nd daughter attains the age of 18 years. Now from the year 2008-09 State Govt has decided to invest this amount in group scheme Ladli of Life Insurance Corporation of India from August 2008 and the matured amount of approximately Rs. 96000/- @ the current rate of interest i.e. 9.40% is given to the girl after completing the age of 18 years and she should be unmarried at that time. The aim of this scheme is to combat the menace of female foeticide, which has devastating demographic and social consequences, to restore the demographic sex ratio imbalance, to facilitate the birth of more girl children and to meet the felt needs of the women and girl children.

This scheme is very liberal as all eligible families will be provided benefit irrespective of caste, creed, religion, income and no. of sons. Further, if the parents are receiving benefit under any other scheme, even then, they are entitled to avail benefit under this scheme. All parents resident of Haryana, or having Haryana domicile, whose 2nd girl child/twin/multiple girls children born on or after 20th August, 2005 are eligible for the benefits in the scheme irrespective of their caste, creed, religion, income and number of sons. Name of the 2nd girl child/twin/multiple girls must appear in the list supplied with Programme Officers to LIC after considering all eligibility criteria as per Ladli Scheme.

Rs. 5000/- per family per year will be given to the parents on the birth of their 2nd daughter born on or after 20th Aug 2005 for 5 years or till the scheme is extended.

The money is to be invested in Kisan Vikas Patras in the name of 2nd girl child through mother. In case, mother is not alive then the money would be deposited in the name of 2nd girl through father. Now this amount is invested in group scheme Ladli of Life Insurance Corporation of India from August 2008 and the matured amount of approximately Rs. 96000/- on an average rate of interest i.e. 9.40% is given to the girl after completing the age of 18 years.

In special cases where twin/multiple daughters are born after the birth of 1st girl child, the contribution @ Rs. 2500/- per girl child for all the alive girl children.

The first Installment would be released at the earliest after the birth of 2nd girl child. Successive installments would be released on the birthdays of the 2nd daughter every year.

In special cases where twin/ multiple girls are born after the birth of 1st girl child, the contribution would be @ Rs. 2500/- per girl child for all the live girl children).Provided further, that in case of death of any girl child, benefit of that particular girl child only, may be stopped till the number of live girl children in the family is two.

The year wise New beneficieries covered is as under:-

sno Year No. of Beneficieries
1. 2005-06 5674
2. 2006-07 18079
3. 2007-08 25832
4. 2008-09 23066
5. 2009-10 32489
6. 2010-11 24148
7. 2011-12 23918
8. 2012-13 32832
9. 2013-14 30048
10. 2014-15 20252
Total 236311